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IFSC Verification API

Check the branch behind an IFSC.

Find bank-branch and payment-routing details using an IFSC. Use the lookup when adding an account, reviewing a beneficiary or updating bank details.

Talk to our team Explore features

Need API access? Talk to our team.

Published API reference Authorised access Integration support

A CLOSER LOOK

What you can do with IFSC Verification.

See how each feature works.

  1. IFSC lookup

    Submit an IFSC to the published bank-branch lookup operation.

  2. Defined code format

    The request requires an 11-character IFSC.

  3. Branch information

    Read the bank-branch information available in the provider's approved response.

  4. Routing context

    Use the available routing information to support the next step in your workflow.

  5. Linked references

    Attach a verification reference so the lookup can be connected to the related record.

FOR YOUR DEVELOPMENT TEAM

Take the next step with the right details.

See the documentation for request fields, responses and setup instructions.

  • Check the published inputs, response format and error handling.
  • Keep credentials on your server and collect only authorised data.
  • Confirm provider access and deployment requirements with BankU.

IFSC information does not prove account ownership or guarantee a transfer. Returned details depend on the approved provider source.

FROM REQUEST TO REVIEW

A clear path through the process.

  1. Validate the input

    Check that the supplied IFSC follows the required format.

  2. Run the lookup

    Submit the code through your approved server-side integration.

  3. Review the branch

    Read the returned branch and routing details before applying them to the record.

BUILT AROUND YOUR WORK

Where IFSC Verification fits.

Common uses for this API.

Account-entry forms

Help users and reviewers check an IFSC while bank details are being entered.

Beneficiary records

Review branch information before saving a beneficiary's bank details.

Operations checks

Look up an IFSC when a team needs to resolve an incomplete or questionable record.

GOOD QUESTIONS

Before you get started.

Common questions about IFSC Verification.

Does an IFSC lookup verify the account holder?

No. An IFSC identifies routing and branch information. Account-holder verification is a separate operation.

Does it send a bank transfer?

No. This operation is a lookup, not a transfer instruction.

Can I rely on a previously stored result forever?

No. Decide when to refresh branch information and confirm the provider's data coverage for your use case.

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