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DigiLocker Account Verification API

Check account availability. Ask permission before accessing documents.

Check whether a customer has a DigiLocker account. To access a supported document, first ask them to complete the separate consent step.

Talk to our team Explore features

Need API access? Talk to our team.

Published API reference Authorised access Integration support

FROM REQUEST TO REVIEW

A clear path through the process.

  1. Check account availability

    Use the permitted input for the initial account check.

  2. Request customer authorisation

    Create the consent URL and let the customer complete the required flow.

  3. Retrieve the permitted document

    Check authorisation and request only the supported document covered by the customer's permission.

A CLOSER LOOK

What you can do with DigiLocker Account Verification.

See how each feature works.

  1. Account availability check

    Check using a mobile number, Aadhaar number or both, as documented for the account operation.

  2. Customer consent URL

    Use the separate URL operation to begin the customer's DigiLocker authorisation journey.

  3. Sign-in or sign-up flow

    Choose the documented sign-in or sign-up option when creating the authorisation URL.

  4. Authorisation status

    Check the current status using the provider reference or your verification reference.

  5. Supported document access

    After authorisation, request the supported Aadhaar, PAN or driving licence document that the customer has permitted.

FOR YOUR DEVELOPMENT TEAM

Take the next step with the right details.

See the documentation for request fields, responses and setup instructions.

  • Check the published inputs, response format and error handling.
  • Keep credentials on your server and collect only authorised data.
  • Confirm provider access and deployment requirements with BankU.

Account availability is not identity approval. Document access requires the customer's authorisation, the relevant provider entitlement and an approved integration.

BUILT AROUND YOUR WORK

Where DigiLocker Account Verification fits.

Common uses for this API.

Customer onboarding

Offer a consent-based document step in an approved onboarding process.

Document collection

Request a supported document through the authorised DigiLocker journey.

Pending application follow-up

Check authorisation status before deciding whether to continue or ask the customer to complete the step.

GOOD QUESTIONS

Before you get started.

Common questions about DigiLocker Account Verification.

Does checking an account give access to its documents?

No. Document access is a separate workflow that requires customer authorisation.

Which documents are listed in the contract?

The documented retrieval operation supports Aadhaar, PAN and driving licence, subject to authorisation and availability.

Does BankU automatically create a DigiLocker account?

No. The account check only checks availability. The separate authorisation URL can use the documented sign-up or sign-in flow.

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